TGIF

i may seem stupid, but i'm not dumb since i'm nt the only one who felt that way.

i think by now, someone already got the hint from the chain reactions and is trying to avoid problems..

heard frm the rest of them that there's a warehouse sale going on near killiney road for loreal, maybelline and garnier products.. so cheap that they bought so many things.. and DKNY having sale. 80%!! that's what they said. i dunno abt it. too tired to go anyway.

i'm not in a mean mood today. that's why i nv do stupid things like calling them when they were playing the game of run and seek.

i've decided to blow my one first month allowance when i get it. minus my transport fee of course. arbo i'll be running deficit.

anyway, was calculating savings on my way home. i guess the scorching sun sort of burnt my brain.

scenario: i'll go out to work once i graduate. meaning, i'll complete my diploma before i even reach 20. that implies that at the tender age of 19.5, i'm out in the work force. taking a 15 years working period, if my average monthly salary is about $1200 (minus transport), i SHOULD BE able to save $500/mth.

here's the calculations:
$500/mth=$6000/yr
$6000/yr=$90,000 in 15 years time

ignoring interest and other investments (at age 35) if i'm lucky enuff, i'll be able to save $100,000...

that means, i cant even afford a 3-room resale flat!

i'm taking the assumption such that i want a one time payment. not monthly CPF deductions to pay by instalments. if by miracle this is possible, tell me where to get the money for renovations, furniture, electronic appliances, necessities and housewarming??!!!!!

if by miracle (again) all these are made possible one way or another, then i guess i SHOULD BE able to live comfortable when i reach 55, which is also the age where CPF comes into gd use. lets say i retire at age 63. the amount of money would be able to last me for another 10 years or so.

so juz a thought. if i spent all my money at age 70, can i request for an early death? i'll promise to make advanced guaranteed booking and apply for the relevant permits and visas...